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205 S Walnut St, Saint Charles, IA 50240
205 S Walnut St, Saint Charles, IA 50240
$345,000
$246/sq ft
3 Beds
3.0 Baths
1,400 Sq Ft
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About This Property
Welcome to this beautifully updated ranch-style home located on a spacious 0.25-acre corner lot in the family-friendly community of Saint Charles, Iowa. Offering 3 bedrooms, 3 bathrooms, and approximately 2,800 square feet of total living space, this home combines an open-concept layout with thoughtful updates and plenty of room to grow. The house is situated on a poured concrete foundation.
The main level features approximately 1,400 square feet with an inviting open-concept design that makes entertaining and everyday living easy. The updated kitchen, completed in 2024, features granite countertops and all-new Maytag appliances. New LVP flooring runs throughout the main living areas, while the upstairs bedrooms feature new carpet. The upstairs bathrooms have also been refreshed with new fiberglass tubs/showers and new toilets.
Step outside and enjoy the covered back patio, providing a comfortable space for relaxing, entertaining, or enjoying the outdoors in a variety of weather. The spacious corner lot offers plenty of yard space for outdoor activities, gardening, or simply enjoying the neighborhood.
The lower level provides an additional approximately 1,400 square feet, with roughly three-quarters finished and offering plenty of flexibility for a family room, recreation area, home office, gym, or additional living space.
Major exterior updates include a new roof in 2022, along with new siding and gutters installed in September 2025. The home is equipped with geothermal heating and cooling for year-round comfort and energy efficiency. The garage also features a mini-split system installed in 2024, providing comfortable year-round space for projects, hobbies, or extra storage.
Situated on a corner lot in a welcoming, family-friendly neighborhood, the property is conveniently located near Saint Charles Park and is part of the Interstate 35 school district. With its combination of extensive updates, generous living space, outdoor living space, energy-efficient geothermal heating and cooling, and an excellent location, this home is ready for its next owners to move in and make it their own.
Property Type
Single Family
Year Built
1982
Lot Size
0.26 Acres
Heating
Electric; Geothermal
Cooling
Geothermal
Features & Amenities
Interior Features
- Asphalt
- Brick
- Carpet
- Dryer
- Electric
- Garage - Attached
- Garbage disposal
- Geothermal
- Linoleum / Vinyl
- Microwave
- Partially finished
- Range / Oven
- Refrigerator
- Vinyl
- Washer
Kitchen & Appliances
- Dishwasher
Property Owner
PO
Property Owner
Property Owner
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Mortgage Calculator
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Estimated Monthly Payment
$2,281
Payment Breakdown
Principal & Interest
$1,836
Property Tax
$345
Home Insurance
$100
HOA Fees
$0
Loan Amount
$276,000
Total Interest Paid
$385,045
Total Cost
$661,045